Sterling Cash Flow Ltd logo — navy S-mark with an ascending gold arrowSterling Cash Flow Limited

Get Paid Faster.
Take Control of Your Cash Flow.

Professional outsourced credit control for businesses that want to reduce overdue debt, improve cash flow and spend less time chasing customers for payment.

Sterling Cash Flow manages the debtor ledger, handles the chasing process and focuses on turning outstanding invoices into cash — giving businesses access to professional credit-control expertise without the cost of building a full internal team.

Outsourced Credit Control | Debt Recovery | Ledger Management | Credit Control Software

Debtor Ledger

Live overview

Awaiting payment£182,450
Overdue£64,200
Promises due this week£21,800
  • Invoice chasing in progress
  • Payment promises monitored
  • Overdue accounts escalated
A working view of what Sterling keeps on top of — every invoice, every debtor, every promise.

The Problem

You've done the work. Now get paid for it.

You've delivered the goods or services, completed the job and raised the invoice — but the cash still hasn't arrived. Sound familiar?

Working capital is tied up

Outstanding invoices are sitting unpaid, locking up the cash your business needs to operate and grow.

Your team is wasting time

Valuable hours are spent chasing customers instead of doing the work that actually moves the business forward.

Payment promises are missed

Customers promise to pay, then don't. Broken commitments quietly push debtor days higher.

Accounts get harder to recover

Problem debts left unmanaged age into balances that are far more difficult — and costly — to collect.

Your customers have had their invoice. Now it's time to make sure they pay it.

The Solution

Credit control without the headcount.

Sterling acts as an extension of your finance team — managing the chasing process, monitoring outstanding invoices, following up payment promises and escalating problem accounts. You get professional credit control working on your ledger, without recruiting, training and managing another member of staff.

Your business gets the benefit of professional credit control without having to recruit, train and manage another member of staff.

Professional invoice chasing
Debtor ledger management
Payment promise monitoring
Escalation of overdue accounts
Debt recovery
Clear reporting
Regular communication
Structured credit-control processes

Services

How Sterling can help

Outsourced Credit Control

Your credit-control function, managed by experienced professionals. We handle the chasing, monitoring and follow-up so your invoices get paid.

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Debtor Ledger Management

Clear visibility of who owes you money, how much they owe and what action is being taken — across every account on your ledger.

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Debt Recovery

Structured recovery of overdue accounts where normal credit-control activity has not resulted in payment.

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Ledger Pilot360

Credit-control software for businesses that want powerful tools to manage their own debtor ledger.

Find out more

The Outcome

More cash. Less chasing. Better control.

Get Paid Faster

Reduce unnecessary delays between invoicing and payment. Every invoice is chased on time, so your cash arrives sooner.

Free Up Your Team

Stop your finance team spending hours chasing overdue invoices. Let them focus on the work that needs them, while we handle collection.

Improve Cash Flow

Turn outstanding receivables into working capital for your business. A cleaner ledger means a more predictable, controllable cash position.

Credibility

Credit control experience that delivers results.

Sterling Cash Flow was founded by Chris Clewlow, a credit-management professional with more than 18 years' experience across credit control, cash collection, working capital and finance operations.

Chris has managed large credit-control operations and implemented credit-control strategy, reporting and process improvement across businesses in the UK and Ireland — bringing hands-on, commercial experience to every client ledger we take on.

More about Sterling

Chris Clewlow

Director, Sterling Cash Flow Limited

  • 18+ years' credit-management experience
  • Experience managing large credit-control operations
  • Experience across the UK and Ireland
  • Credit-control strategy, reporting and process improvement

Who We Help

Built for businesses that want control of their cash.

Sterling is particularly valuable to businesses where invoices are issued on credit terms and overdue debt affects working capital. We're not restricted to any one industry — if you raise invoices on credit, we can help you get paid.

SMEs
Professional services
Recruitment
Wholesale
Manufacturing
Construction
Logistics
Business services

How It Works

A simple process. A clear objective.

01

Review

We review your current debtor ledger and identify overdue balances, risks and opportunities.

02

Plan

We agree the appropriate credit-control strategy and priorities for your business.

03

Take Control

Sterling manages the agreed credit-control activity and customer chasing on your behalf.

04

Recover

We pursue overdue balances, monitor promises and escalate problem accounts where appropriate.

05

Report

You receive clear visibility of activity, outstanding balances and progress.

How much cash is sitting in your debtor ledger?

Book a free, no-obligation credit-control review and discover where your current process could be improved.

FAQ

Questions, answered.

Outsourced credit control means a specialist team — like Sterling — manages your invoice chasing, debtor follow-up and collection activity on your behalf, rather than you doing it all in-house. You get professional credit-control expertise without the cost of a full-time member of staff.

Stop chasing money.
Start controlling your cash flow.

Book a Free Credit Control Review